Wednesday, December 31, 2008

2009 New Years Goals

1. Reduce credit card debt by at least 50% by the end of 2009.

2. Pay off our wedding bands.

3. Build savings up to cover 3 months worth of expenses (mortgage, utilities, and other bills).

4. Get a REAL job, hopefully teaching science. ( This needs to happen if I am going to meet goals 1, 2 & 3).

5. Start taking classes for nursing.

6. Get healthy. Start exercising, at the very least 10 sit-ups every single day.

7. Take advantage of our gardens by learning how to put food by (ie, canning, freezing...).

2008 New Years Goals Revisited

.............we made it another year. First let's see how I did on the goals I had set for 2008, here they are:
Anyways, my goals for 2008 are:

1. Get my butt in gear planning the wedding and make it happen no later then October 2008.X
Goal met, thank God. We were married September 21st.
2. Reduce my current credit card debt by 50% (I'm not giving an actual figure because it is embarrassing) by the end of 2008.
Didn't exactly meet this goal. I paid down about15% of my credit card debt, paid off all of my medical bills, and my car loan. I would have liked to pay more, but we had lots of extra expenses in 2008 due to the wedding.

3. Refinance our house.
I thought that we had to refinance in 2008 because we have an adjustable rate mortgage, but came to find out that it does not adjust until next year......this one makes me nervous.

4. Build our saving up to at least $1000 (30% there now).
We met this goal and have continued to build our savings. While it is not huge by any means, it would cover one months mortgage if an emergency came up.

5. Get some type of flooring down in the living room (sooner than later).X
Check! Armstrong resilient vinyl flooring in American Walnut. Inexpensive, easy to put down, 100% waterproof. We are very happy with it.
6. Finish the 2 classes I need for teaching.X
Finished both classes. My first graduate level courses, a special ed course titled Exceptional Learners in the Regular Classroom and Curriculum and Constructs of Secondary Life Sciences. Received an A in both classes. All that is left is student teaching....

7. Apply to nursing school.
I sort of met this goal.... I sent my application in, but never got my college and high school transcripts to them. This wasn't so bad because I really needed to finish my education courses first. I still want to go to nursing school, but certainly cannot do it full time. I think I will be signing up for an Anatomy class this spring.

Overall, I would say I did pretty good with my goals for 2008.

Monday, December 22, 2008

Saturday, December 20, 2008

O Tree

Isn't it pretty!!

We cut our tree down from the backyard again this year; found a pretty good this time. Our ornaments are lamo cheep plastic nonbreakable balls from Walfart...... the cats knock 2 or 3 of them off the tree every day.
Tony helped decorate.....